Stephanie Lempesis

Hi, I’m Stephanie, your State Farm agent in Jacksonville, Florida. My office proudly serves the Oceanway community and customers throughout North Jacksonville, Fernandina, Yulee, Hilliard, and surrounding areas across Florida and Georgia. On October 1, I’ll celebrate 10 years as a State Farm agent, building on the six years I spent as a team member beforehand. With 16 years of insurance experience, I enjoy helping individuals, families, and business owners understand their options and make informed decisions about protecting what matters most to them.

As I work with customers across Florida and Georgia, one of the things I enjoy most is seeing how each season brings new routines and priorities. Fall in Florida and Georgia is a special season, with cooler mornings, football weekends, school activities, and more time spent outdoors. It’s also a great reminder to pause and make sure your insurance still fits your life. That’s exactly why I enjoy connecting with customers during this time of year. It’s an opportunity to review coverage, discuss changes, and make sure everything still aligns with your current needs.

Insurance has always been a family affair for me. My dad opened his first State Farm office in Orlando in the 1980s and has been an agent for more than 40 years. Growing up, I watched how involved he was in the community and saw firsthand the difference that local service can make. I later spent six years working alongside him before opening my own agency. Today, my husband Daniel is also a State Farm agent here in Jacksonville, making this truly a family tradition rooted in serving others. I attended the University of South Carolina and, after spending much of my life in South Carolina, returned to Florida to build my agency and raise my family here.

Being part of the community is important to me. We are part of Jacksonville, not just located here. We support local schools and charities, participate in community events, and stay actively involved with our neighbors throughout the area. I have proudly sponsored the San Mateo Little League for many years, and our team enjoys supporting local events and organizations that help strengthen our community. We are also the only State Farm office located on Main Street in Jacksonville, which reflects the strong local connections we have built over the years.

At our office, we believe in teaching first and helping customers understand their options clearly. Whether you are looking for Auto Insurance, Home Insurance, Life Insurance, or Business Insurance, we take the time to explain coverage choices, available discounts, and options that fit your situation. My ChFC designation, along with nearly two decades of industry experience and recognition as a five-time Chairman Circle agent, reflects my commitment to continuing education and serving customers with knowledge and care. Our goal is to make insurance conversations straightforward and comfortable so you can make decisions with confidence. We can also assist customers in English, Spanish, and German, and we offer virtual appointments for added convenience.

When I’m away from the office, you’ll usually find me running, working out, spending time outdoors, or enjoying time with my family. My husband Daniel and I are raising our three daughters, Helene, Wynn, and Jamison, and our three dogs are a big part of our lives too. In fact, if you stop by the office, you may occasionally meet one of our four-legged visitors.

If you’re looking for a local insurance agent who is genuinely invested in Jacksonville and committed to helping you with your Auto Insurance, Home Insurance, Life Insurance, or Business Insurance needs, I’d love the opportunity to connect with you.

Frequently Asked Questions (FAQs):

Q: How can I compare auto insurance quotes?

A: Getting car insurance quotes is simple - you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Connect with Stephanie for insurance guidance in Jacksonville.

Q: How fast can I get car insurance?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. In Jacksonville, you can count on Stephanie for personalized service.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Stephanie serves Jacksonville, FL and is happy to help with your insurance needs.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, personal property, personal liability, and additional living expenses after a covered loss. Stephanie is here to help your Jacksonville household feel covered.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Looking for coverage? Talk with Stephanie about your options in Jacksonville.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Stephanie is proud to serve the Jacksonville community.